It's never been easier to acquire real estate in France. In recent months, the market has experienced a significant increase in fluidity. Interest rates have begun to decline, and an abundant supply of properties is now available, whether in cities, suburbs, or rural areas.
📉 More affordable rates
After a period of tension marked by high interest rates, banks are gradually easing their lending conditions. For those with solid financial backgrounds, obtaining financing is once again becoming a reality. For foreigners wishing to buy in France, it is now possible to negotiate rates below 4%, provided they have a good credit history.
🏘️ A wide selection of properties
The French real estate market offers a wide variety of properties:
Country houses with land, perfect for second home projects,
Attractive urban apartments for rental investments,
Atypical properties (lofts, renovated old farms, etc.) in tourist regions.
Some areas, such as Nouvelle-Aquitaine, Occitanie, and Brittany, still offer reasonable prices, well below the national average.
🌍 Buying as a Foreigner
France allows foreign nationals to acquire real estate without any specific restrictions. However, it is advisable to:
Work with a notary as soon as the sale is finalized to secure the sale,
Use a broker if you are unfamiliar with the French banking system,
Anticipate notary fees, generally between 7 and 8% of the purchase price.
💡 Tip: Opt for a second home with rental potential
Many foreign buyers choose to invest in a second home that they rent out part of the year to generate additional income. This allows them to make the property profitable while also enjoying a pied-à-terre for vacations.
✅ In summary
Buying real estate in France in 2025 could prove to be a strategic opportunity, whether for a residential project, a rental investment, or a future retirement plan. The context is favorable, provided you proceed methodically.
